(We) confirm that -

1. All the statements, information and supporting documents provided by me (us) are true, correct and accurate;

2. Where the information or data provided was collected by me (us) from third party sources, the relevant consent has been secured by me (us) from the relevant parties to whom such information relates.

3. Any material misrepresentations or falsity or omission herein will be construed as an act to defraud Asialink Finance Corporation/Finaswide Credit Corporation and may be a ground for the denial of my (our) application or, if already granted, the cancellation or termination thereof, without prejudice to such civil and/or criminal liability that Asialink Finance Corporation/Finaswide Credit Corporation may pursue against me (us).

4. It is the sole prerogative of Asialink Finance Corporation/Finawide Credit Corporation to grant or deny my (our) application and should the same be denied, Asialink Finance Corporation/Finaswide Credit Corporation has no obligation to provide me (us) the reason for such decision, except as otherwise provided by law.

5. All information and documents obtained by Asialink Finance Corporation/Finaswide Credit Corporation in connection with my (our) application shall remain the property of Asialink Finance Corporation/Finaswide Credit Corporation.

6. Asialink Finance Corporation/Finaswide Credit Corporation may impose such terms, conditions and requirements as it may deem necessary or proper relative to my (our) availment of any products, services, facilities and channels of Asialink Finance Corporation/Finaswide Credit Corporation.

7. I (we) shall notify Asialink Finance Corporation/Finaswide Credit Corporation of any material change affecting the information and documents provided by me (us).

8. I (we) may receive updates, notices and announcements on my (our) application and/or any of the products, services, facilities and channels via SMS/text, email or fax transmission or such other means of communication deemed appropriate by Asialink Finance Corporation/Finaswide Credit Corporation.

9. Where applicable, Asialink Finance Corporation/Finaswide Credit Corporation may enroll my (our) approved application with any credit protection provider, or guarantee program of any institution, whether public or private, at the sole option of Asialink Finance Corporation/Finaswide Credit Corporation.

10. I (we) have read and understood Asialink Finance Corporation/Finaswide Credit Corporation’s Terms and Conditions governing Products, Services,

11. The foregoing shall apply to all products, services, facilities and channels of Asialink Finance Corporation/Finaswide Credit Corporation that I (we) may avail of. You will keep information relating or pertaining to me (us) including, but not limited to, any information on my (our) accounts, transactions, credit relationships, and/or credit facilities (the “Information”) confidential except that for purposes of the transaction herein contemplated and in connection with Asialink Finance Corporation/Finaswide Credit Corporation’s (i) implementation, administration, facilitation and enhancements of its products, services, facilities and channels, (ii) pursuit of its marketing, promotional, communication, commercial and research objectives, (iii) regular conduct of business, and/or (iii) compliance with the requirements of applicable laws and/or government regulators or supervisory bodies, I (we) consent to Asialink Finance Corporation/Finaswide Credit Corporation, its directors, officers, employees, advisers, auditors, agents and representatives (collectively, the “Bank”):

    a) collection, use, storage, consolidation and processing (collectively,”process” or “processing”) of Information;

    b) outsourcing of the processing of Information to service providers, whether within or outside the Philippines;

    c) verification or validation of Information from any and all sources and in any reasonable manner, including but not limited to:

    (i) the Bureau of Internal Revenue (BIR) to establish the authenticity of my (our) income tax return (“ITR”) and the accompanying financial statements which I (we) submitted to Asialink Finance Corporation/Finaswide Credit Corporation; and

    (ii) courts or government or administrative agencies or arbitral tribunals on the status of any case or proceeding to which I am (we are) a party.

    d) disclosure and sharing of Information to:

    i. Asialink Finance Corporation/Finaswide Credit Corporation’s parent, subsidiaries, affiliates and related interests (the “Asialink Group of Companies”);

    ii. credit information or investigation companies, credit bureaus (including, but not limited to, the Credit Information Corporation (CIC) pursuant to Republic Act No. 9510 and its implementing rules and regulations), financial institutions, consumer reporting or reference agencies, credit protection provider or guarantee institutions, brokers, insurers, underwriters;

    iii. any judicial, governmental, supervisory, regulatory or equivalent body of the Philippines or other jurisdictions; such person or entity as required by the laws or regulations of any country with jurisdiction over the affairs or business of Asialink Finance Corporation/Finaswide Credit Corporation or any member of the Asialink Group of Companies;

    iv. any potential transferee or assignee of Asialink Finance Corporation/Finaswide Credit Corporation’s rights and/or obligations under the relevant contracts or agreements;

    v. service providers, such as but not limited to credit investigators or collection agency, engaged by Asialink Finance Corporation/Finaswide Credit Corporation or by any member of the

    Asialink Group of Companies, marketing, promotional, network, loyalty program and joint venture partners and other relevant external parties, whether based within or outside the Philippines ( collectively, the “Relevant Parties” ); and,

    vi. such other persons or entities that [the Asialink Finance Corporation/Finaswide Credit Corporation] or any member of the Asialink Group of Companies, may deem necessary or appropriate to facilitate the above-stated purposes or those that may relate to or arise therefrom, as and when required by the circumstances. The foregoing constitutes my (our) express consent under the applicable confidentiality and data privacy laws of the Philippines and other jurisdiction and agree to hold Asialink Finance Corporation/Finaswide Credit Corporation, each member of the Asialink Group of Companies and the Relevant Parties, free and harmless from any and all liabilities, claims, damages and suits of whatever kind and nature, that may arise in connection with the implementation and compliance with the authorization conferred by me (us) here under.